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Financial Planning

The premise of our financial planning process is that financial strength and stability are created through the application of time tested financial planning principles. These principles are applied to budgeting, debt management, tax avoidance, risk management and investment /portfolio management.

The first meeting with a prospective client is without any obligations and allows a prospective client to decide whether they would like to take the next step. The next step is an organized gathering of facts, attitudes and goals. It is through this process that each client's unique goals come into focus. We then develop recommendations that address their areas of concern and pay close attention to their core values. Recommendations are always fully explained and all fees or expenses are fully disclosed.

Areas falling outside our professional scope require other professionals be consulted. Working cooperatively with lawyers and accountants is a welcome part of the planning process.